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We currently offer 7, 10, 15, 20 and 30 year fixed mortgage options, as well as a 3/1 ARM and a 5/1 ARM. Pre-Qualification Calculator Calculate qualification based on underwriting guidelines, including analysis of loan-to-value, debt-to-income, credit score and cash reserves. Refinance Savings Calculator Calculate savings achievable by refinancing for same remaining term, and additional savings achievable by refinancing into a shorter term.
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AimLoan Home Mortgage Community Reviews
I also replied to all of their requests for documents within a day or so. If you are savvy and interest in your real estate in any form other than a vanilla "in my personal name" then this is not the company for you. "My property is free and clear, i earn a lot, i have good credit and the property is in a land trust, is this ok with Aimloan?" You are told yes until 45 days later and then told NO. Move on to another company with a more savy underwriting team.
Non-standard interest rates available.AimLoan Home Mortgage only offers hybrid mortgages. Only two mortgage programs offered.AimLoan Home Mortgage provides VA conforming and conventional mortgages. Program Comparison Calculator Calculate savings achievable over life of loan based on currently available rates and terms. My loan processors Erica and Angie were just fantastic. They very courteous and had a lot of patience in answering my queries.
Customer Complaints
Aimloan offers home loans with APRs starting at 2.658% . Aimloan allows borrowers to apply for loan amounts of up to $1,100,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose. This means you will be charged an additional fee if you repay the mortgage early. Investment homes, such as rental properties, do not qualify for financing. However, AimLoan Home Mortgage does offer financing for primary and secondary homes (e.g. vacation properties).
Their team, processes and systems were spot on! They honored their original terms and were quick and easy to close. Determining whether by Thomas Edison said, the CCTV monitoring services. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. AimLoan Home Mortgage is offered by AimLoan (NMLS #2890), a direct lender founded in 1998 and based in San Diego, CA. AimLoan Home Mortgage are available in 50 states . Recommendation score measures the loyalty between a provider and a consumer.
How much can you borrow via AimLoan?
These guys are pretty fast too in processing the loan and were always there to answer my questions. Though they are in California they make it look so convenient which i doubt you would get the same convenience with some local lender. It is a good sign that I need to seek out a different company to work with when the pre-approval application does not even work correctly. Usually a pre-approval is to allow you to know how much you can afford to borrow before starting a home search.
Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.
See if you qualify for student loan refinancing and compare real time offers. Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Whether you live near or far from an AIM office, we strive for the type of service where distance is not a factor. We work with professionals in your area for appraisals and to assist in closing the loan. BBB Business Profiles generally cover a three-year reporting period.
Overall, this business credit card is mostly recommended based on community reviews that rate customer service and user experience. † To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site . SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.
The only part I didn't like was their document upload center doesn't allow you to see what you've already uploaded. On the positive side they were always very responsive to me and my agent. So in the end I saved money and the real estate agent and closing agent both commented to me that AimLoan was good to work with on their sides. For the record I did a conventional 20% down for my primary residence and I have excellent credit.
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